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Our History

The Manchester Co-operative Credit Union (1977) Limited had its genesis in 1947 as a study group under the leadership of the late principal of the then Holmwood Practical Training Centre (now Holmwood Technical High School), Mr. F. R. Ricketts and his assistant the late Mr. Sydney Carter. The study group moved from house to house, sharing the vision and philosophy of the Credit Union and the prospects for the future.

The response was positive and so the movement grew at a very rapid pace, with the first members coming mainly from the staff of Holmwood and members of the immediate community. Also prominent in the study group, was the late Fr. John P. Sullivan, himself a pioneer of the Credit Union Movement in Jamaica.

The group was named the Middlesex Co-operative Credit Union and was registered under the Provident Society Act in 1948. This was before the advent of the Registrar of Co-operative Societies Act, which came about in 1950 and eventually took over Middlesex in 1951. During the developments, there was no paid staff and all the work was done by volunteers. The office was established upstairs the Emergency Drug Store owned then by the late Elsie Bailey, but later moved to share office space with the Christiana Peoples Co-operative Bank (the first such bank in Jamaica).

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The Manchester Co-operative Credit Union (1977) Limited is committed to maintaining a safe, visible and efficient financial institution; by providing innovative and competitive products and services in a warm and friendly environment to enhance the economic and social well-being of our members.


The Manchester Co-operative Credit Union (1977) Limited aims to be the Financial Institution of choice, providing a range of innovative Products and Services.