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Manchester Co-operative
Credit Union (1977) Ltd.
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Home/About/Our History
Our History

Built by the community, for the community.

What began in 1947 as a small study group at Holmwood has grown, through two amalgamations, into the Manchester Co-operative Credit Union (1977) Limited, serving members across the parish for more than 75 years.

Explore our journey Board of Directors
Mr. Sydney Carter, co-founder of the movement, at his desk
Mr. Sydney Carter
Co-founder of the movement that became MCCU
1947
Our genesis at Holmwood
1951
Registered under the Co-operatives Societies Act
1977
MCCU (1977) Limited formed
75+
Years of service
Member
-owned & governed

Our Mission

The Manchester Co-operative Credit Union (1977) Limited is committed to maintaining a safe, visible and efficient financial institution, by providing innovative and competitive products and services in a warm and friendly environment, to enhance the economic and social well-being of our members.

Our Vision

To be the Financial Institution of choice, providing a range of innovative Products and Services.

Our journey

Seven decades of co-operation

1947

A study group is born

Under Holmwood Practical Training Centre principal F. R. Ricketts and his assistant Sydney Carter, a Credit Union study group takes shape, inspired by Fr. John P. Sullivan, pioneer of Jamaica’s Credit Union Movement.

1948

Middlesex Co-operative Credit Union

The group is formally named and registered under the Provident Society Act, giving the movement its first official footing.

1951

A registered home

Following the Registrar of Co-operative Societies Act, Middlesex is formally established, later sharing space with the Christiana People’s Co-operative Bank and acquiring a permanent registered office.

1972

Central Co-operative Credit Union

Middlesex and the Coleyville Co-operative Credit Union, founded by Hugh Lindo and G. L. Alexander, complete an amalgamation begun in 1968 to form Central.

1977

Manchester Co-operative Credit Union (1977) Ltd.

A second amalgamation with the Manchester movement, started in Mandeville by G. W. Morgan and Mrs. C. Delapenha, creates today’s parish-wide credit union, the year 1977 marking the milestone in its name.

Today

Growth & community

With professional management, modern offices and community development projects, the flagship being the Glencoe Housing Development, MCCU marks more than 75 years of service to its members.

Our pioneers

The people who built us

From a 1947 study group at Holmwood to a parish-wide movement, these are the visionaries whose commitment laid our foundation.

Mr. Sydney Carter
Co-founder

Mr. Sydney Carter

Assistant to Holmwood principal Mr. F. R. Ricketts, Mr. Carter helped lead the 1947 study group that moved from house to house across Manchester, sharing the vision and philosophy of the Credit Union.

His legacy endures today through the Sydney Carter Scholarship, awarded to members’ children each year.

The wider circle

FR

Mr. F. R. Ricketts

The visionary

Principal of the Holmwood Practical Training Centre who led the 1947 study group, and later acquired the movement’s first registered office in the face of stiff opposition.

JS

Fr. John P. Sullivan

Movement pioneer

A pioneer of the Credit Union Movement in Jamaica and a prominent member of the early Holmwood study group.

HL

Mr. Hugh Lindo

Coleyville founder

A foundation member of Middlesex who carried the message to Coleyville and established the Coleyville Co-operative Credit Union.

GA

Mr. G. L. Alexander

Coleyville founder

A foundation member of Middlesex who, with Hugh Lindo, founded the Coleyville Co-operative Credit Union.

GM

Mr. G. W. Morgan

Manchester movement

Saw a need in the Mandeville area and started the Manchester movement that amalgamated into MCCU (1977).

CD

Mrs. C. Delapenha

Manchester movement

Co-started the Manchester movement, running it from her own business premises in the earliest days.

Learn more

Governance & reports

Board of Directors→Management Team→Financial Reports→MCCU Rules (PDF)→

Be part of our next chapter

Join a co-operative that has served Manchester for generations.

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Manchester Co-operative
Credit Union (1977) Ltd.

Our vision is to be the financial institution of choice, providing a range of innovative products and services.

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