Membership

Become a member-owner.

Join a co-operative that has served Manchester families for generations. Here, you’re not just a customer. You’re a part-owner with a share, a vote and a voice.

Become a Member See if you qualify

A new member being welcomed at an MCCU branch

★Member-owned since 1951

⚖One member, one vote

✓Free Life Savings & Loan Protection Insurance

“Where Service Exceeds Expectation”

Our Bond

Who can join

Membership in the Manchester Co-operative Credit Union (1977) Limited is extended to persons who meet any one of the following:

Live in Manchester

Persons residing in the parish of Manchester.

Work in Manchester

Persons working in the parish of Manchester.

Born in Manchester

Persons born in the parish of Manchester.

A relationship with MCCU

Any person or member of a family who has a relationship with Manchester Co-operative Credit Union, whether they live or work in the parish of Manchester.

Relative of a member

The relative of a member where relative is defined as spouse, a brother, a sister, a mother, a father, a child/stepchild (who has attained the age of 16 years), grandparents, grandchildren, aunts, uncles, nieces, nephews, cousins, and in-laws.

Registered societies

A Registered Society under the Co-operative Societies Act (and any amendments therein).

Merged credit unions

Members and persons eligible to become members of Credit Unions that have been merged with Manchester Co-operative Credit Union (1977) Limited.*

★

*Arising from the October 30, 2026 Merger with the Insurance Employees Co-operative Credit Union (IECCU), where persons were eligible to become members of the Insurance Employees Co-operative Credit Union (IECCU), through the following bond requirements:

Employees and Clients of Life, Health, General Insurance, Building Societies, Financial Services entities.
Employees and Clients of Related Companies to these stated, and;
Past members and family members of existing members and their families to include spouses, brothers, sisters, children, parents, in-laws, cousins and grand relations.

What to bring

How to become a member

Bring the following items on your visit to one of our branches.

A valid photo ID

Any one of the following:

✓Driver’s Licence

✓Passport

✓Electoral / Voter’s ID

Taxpayer Registration Number

✓Your TRN

Proof of address

Any one of the following, not older than 3 months

✓Utility bill: telephone, water or cable

✓Bank or credit-card statement bearing your name & address

✓Correspondence from the Government of Jamaica

✓Post-marked envelope bearing your name & address

✓Proof of Address Form

Download Proof of Address Form ↓

Proof of income

Any one of the following:

✓Job letter

✓Last 3 months’ payslips

✓Financial statements (self-employed)

✓Declaration of Source of Funds / Verification form

Download Declaration of Source of Funds / Verification Form ↓

Minimum required to start

Permanent Shares

Compulsory

$2,000

Sure Gain

Deposit account

$500

Amounts in Jamaican dollars. Terms are subject to change. Confirm current amounts with a Member Service Representative.

Why join

The benefits of membership

You’re an owner

Once you join, you become a part-owner of the Credit Union.

Share in the profits

The Credit Union shares a percentage of its yearly profits with members.

Free insurance

Your life savings and loans are insured free of cost to you.

Protection for loved ones

Your beneficiaries receive all your savings plus more in the event of death.

A full range of services

Savings, loans and insurance, all at competitive rates.

Stable & secure

Join a Credit Union with well over 75 years of experience in the financial arena.

How it works

Joining takes three simple steps

Check you qualify

Confirm you meet any one of the membership bond requirements above, including the eligibility provisions for merged credit unions.

Gather your documents

Bring a valid photo ID, your TRN, proof of address and proof of income. The checklist above shows exactly what’s accepted.

Visit us & open your account

Open with $2,000 in Permanent Shares plus $500 Sure Gain, and you’re a member-owner. Welcome to the family.

Already a member? Update or reactivate your account →

FAQs

Membership questions

Membership in the Manchester Co-operative Credit Union (1977) Limited is extended to persons who meet any one of the following: Persons residing in the parish of Manchester. Persons working in the parish of Manchester. Persons born in the parish of Manchester. Any person or member of a family who has a relationship with Manchester Co-operative Credit Union, whether they live or work in the parish of Manchester. The relative of a member where relative is defined as spouse, a brother, a sister, a mother, a father, a child/stepchild (who has attained the age of 16 years), grandparents, grandchildren, aunts, uncles, nieces, nephews, cousins, and in-laws. A Registered Society under the Co-operative Societies Act (and any amendments therein). Members and persons eligible to become members of Credit Unions that have been merged with Manchester Co-operative Credit Union (1977) Limited.* *Arising from the October 30, 2026 Merger with the Insurance Employees Co-operative Credit Union (IECCU), where persons were eligible to become members of the Insurance Employees Co-operative Credit Union (IECCU), through the following bond requirements: Employees and Clients of Life, Health, General Insurance, Building Societies, Financial Services entities. Employees and Clients of Related Companies to these stated, and; Past members and family members of existing members and their families to include spouses, brothers, sisters, children, parents, in-laws, cousins and grand relations.

Ready to become an owner?

Visit us in Mandeville or reach out. We’ll help you get started.

Become a Member →Call 876.962.0401

Join MCCU todayBecome a part-owner in a few simple steps.

876.962.0401 Become a Member →