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Manchester Co-operative
Credit Union (1977) Ltd.
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Home/Insurance
Insurance

Protect the people you love.

Affordable family, life, health and accident cover, arranged through trusted partners and backed by your co-operative. Plus loan protection and life savings insurance, free for members.

Explore plans Talk to us
A happy multi-generational Jamaican family at home
★Member-owned since 1951
Trusted insurance partners
✓Free cover for members
“Where Service Exceeds Expectation”
Our plans

Cover for every part of life

Filter by the kind of protection you need.

Life→

Family Indemnity Plan

One monthly premium covers final expenses for you and up to five eligible family members: 11 options, no medical exam.

11 plans · covers up to 5
Health→

Family Critical Illness Plan

Critical illness protection to help your family cope financially when it matters most.

Critical illness cover
Health→

Credit Union Gold Series

Comprehensive healthcare for members with $6 million in cover, underwritten by Canopy Insurance Limited.

Health · via Canopy
Life→

Members Group Life Plan

Group life cover for members, arranged through the Jamaica Co-operatives Insurance Agency.

Group life · via JCIA
Accident→

Group Personal Accident Plan

Personal accident cover that helps protect members against the unexpected.

Accident cover
Included free→

Free Loan Protection / Life Savings

Loan protection and life savings insurance, provided free of cost to eligible members.

Free for members
Featured · Family Indemnity Plan

One plan, your whole family

Offered by CUNA Caribbean Insurance Company, one monthly premium covers final expenses for you and up to five eligible family members.

✓Covers you and up to five eligible family members
✓No medical examination required
✓Lifetime coverage once you enrol before age 76
✓Full individual benefit paid per person on valid claims
View full plan details →
A family protected by MCCU insurance

Choose from 11 coverage options

Monthly premium and the individual benefit paid per person.

Amounts in J$
PlanMonthly premiumIndividual benefit
Plan AJ$422.40J$80,000
Plan BJ$633.60J$120,000
Plan CJ$792.00J$150,000
Plan DJ$1,320.00J$250,000
Plan EJ$2,112.00J$400,000
Plan FJ$3,432.00J$650,000
Plan GJ$5,280.00J$1,000,000
Plan HJ$6,864.00J$1,300,000
Plan IJ$8,864.00J$1,600,000
Plan JJ$10,458.00J$1,800,000
Plan KJ$12,680.00J$2,000,000
Rates published by MCCU and offered through CUNA Caribbean Insurance Company. Terms and conditions are subject to change. Please confirm the current rates with a Member Service Representative.
Underwritten by trusted partners
CUNA Caribbean Insurance CompanyJamaica Co-operatives Insurance AgencyCanopy Insurance Limited
Why insure with MCCU

Peace of mind, the co-operative way

Trusted partners

Cover arranged through CUNA Caribbean, the JCIA and Canopy Insurance Limited.

Whole-family protection

Plans that cover you and the people who depend on you.

Co-operative rates

The buying power of a member-owned group, working for you.

Free cover included

Members enjoy loan protection and life savings insurance at no cost.

Getting covered

Enrol in three steps

1

Become a member

Insurance is a benefit of membership. Joining is quick and makes you a part-owner.

2

Choose your plan

Family, life, health or accident, a representative will help you find the right fit.

3

Enrol & relax

Complete enrolment with your representative, and enjoy the peace of mind that follows.

Enrol in cover
FAQs

Insurance questions

MCCU’s insurance is arranged through trusted partners — CUNA Caribbean Insurance Company, the Jamaica Co-operatives Insurance Agency, and Sagicor.

Protect what matters most

Speak with a representative to find the right cover for your family.

Become a Member →Call 876.962.0401
Get your family coveredSpeak with a representative today.
876.962.0401Get covered →
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Manchester Co-operative
Credit Union (1977) Ltd.

Our vision is to be the financial institution of choice, providing a range of innovative products and services.

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Get in touch
876.962.0401Mandeville & Christiana, Manchester
Kingston Branch
27 Parkington Plaza, Kingston 10, Jamaica, W.I.
876-920-7447 / 876-906-5362
Montego Bay Branch
Shop 22, Sagicor Commercial Centre, Howard Cooke Blvd, Montego Bay, St. James, Jamaica W.I.
876-979-6516
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