A savings account for every stage
Filter by what you’re saving for.
Permanent Shares
To become or remain a member of MCCU you must hold Permanent Shares, your stake as a part-owner.
Voluntary Share Account
Open a share savings account and unlock access to our wide range of loan options.
Sure Gain Deposit Account
Easy access to your savings when you need it most, ideal for day-to-day expenses.
Solid Saver Account
Make the most of your hard-earned money with a savings account that works as hard as you do.
Partner Plus Plan
A flexible partner plan to reach your goal within 12 months, safe and secure, with a bonus at the end. You don’t pay the banker!
Golden Harvest Savings Plan
Need help reaching your goal? Reap the benefits of a Golden Harvest account and get there with ease.
Premium Builder Account
Set aside a convenient block of funds to cover your general insurance premiums.
Treasure Chest Youth Savings
For children under 16, an excellent start to good money-management habits from an early age.
Fixed Deposit
Put a lump sum away for the medium to long term and earn attractive returns with a Certificate of Deposit.
Start them saving early
Offered to children under the age of 16, the Treasure Chest account gives the young saver in your life an excellent start in developing proper money-management habits from an early age.

More than a place to keep your money
You’re an owner
Saving here makes you a part-owner of the Credit Union, not just a customer.
Insured free
Your life savings are insured free of cost to members.
Bonuses & returns
Earn a bonus on plans like Partner Plus and attractive returns on Fixed Deposits.
Local & personal
Backed by a Manchester co-operative with well over 75 years of experience.
Open an account in three steps
Become a member
Hold Permanent Shares to join the Credit Union. That’s what makes you a part-owner.
Choose your account
Everyday access, a goal-based plan, youth savings or a fixed deposit. Pick what suits you.
Start saving
Make your first deposit and top up any time, in branch or through Easy Online Banking.
Savings questions
Start saving today
Join MCCU and open the account that moves you toward your goal.

