Home/Insurance/Family Indemnity Plan

Insurance · Family Indemnity Plan

One premium. Your whole family protected.

A single monthly premium covers final expenses for you and up to six eligible family members, no medical examination required, with lifetime coverage once you enrol before age 76.

Monthly premium

Up to 6

Family Members Covered

Coverage options

Get covered Compare the 11 plans

A three-generation Jamaican family together at home

One premium

Covers up to six family members

No medical exam

Enrolment is simple

Lifetime cover

Enrol before age 76

Full benefit

Per person, on valid claims

Why choose it

Peace of mind for the whole family

The Family Indemnity Plan is offered through MCCU by CUNA Caribbean Insurance Company. One affordable monthly premium helps your family meet final expenses without financial strain.

One monthly premium

A single affordable premium covers you and up to six eligible family members, no separate policies.

No medical examination

Enrolment is simple and straightforward. No medical examination is required to be covered.

Full individual benefit

Each covered person is eligible to receive the full individual benefit where valid claims are made.

Lifetime coverage

You get lifetime insurance coverage once you enrol before age 76.

Eleven options

Choose from eleven coverage options so you can pick the plan that best fits your needs and budget.

Backed by CUNA

The plan is offered through MCCU by CUNA Caribbean Insurance Company, a trusted regional insurer.

Your choice

Eleven coverage options

Choose the plan that best fits your needs. Select a plan below to see the monthly premium and the individual benefit paid per covered person.

Select your plan

The benefit shown is paid per covered person on valid claims. One monthly premium covers you and up to five eligible family members.

Plan G monthly premium

J$5,280.00

Individual benefitJ$1,000,000.00

People you can addUp to 5

Medical examNot required

Enrol in Plan G →

Plan

Monthly premium

Individual benefit

Plan A

J$422.40

J$80,000.00

Plan B

J$633.60

J$120,000.00

Plan C

J$792.00

J$150,000.00

Plan D

J$1,320.00

J$250,000.00

Plan E

J$2,112.00

J$400,000.00

Plan F

J$3,432.00

J$650,000.00

Plan G

J$5,280.00

J$1,000,000.00

Plan H

J$6,864.00

J$1,300,000.00

Plan I

J$8,864.00

J$1,600,000.00

Plan J

J$10,458.00

J$1,800,000.00

Plan K

J$12,680.00

J$2,000,000.00

Disclaimer: The terms and conditions of the products are subject to change from time to time. Please confirm the current terms, premiums and benefits with a Member Service Representative. The Family Indemnity Plan is offered by CUNA Caribbean Insurance Company.

The details

What the plan includes

Plan benefits

One monthly premium covers final expenses for you and up to six eligible family members

No medical examination required to enrol

Full individual benefit paid per person on valid claims

Lifetime insurance coverage once you enrol before age 76

Eleven coverage options from J$80,000 up to J$2,000,000 individual benefit

Good to know

Offered by CUNA Caribbean Insurance Company through MCCU

You must enrol before age 76 for lifetime coverage

Choose the coverage option that best fits your needs

Confirm current premiums and terms with a Member Service Representative

Three simple steps

How to enrol

Be a member

Family Indemnity Plan is available to MCCU members. Join with your ID, TRN and proof of address if you haven’t already.

Choose your plan

Pick one of the eleven coverage options. The selector above shows the premium and benefit for each.

Enrol your family

Add up to six eligible family members under your single premium. No medical exam is required.

Questions

Family Indemnity Plan FAQs

One monthly premium covers you and up to five eligible family members. Speak with a Member Service Representative to confirm who qualifies as an eligible family member.