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Home/Loans/Civil Servants Go Unsecured Loan
Loans · Civil Servants Go Unsecured Loan

Unsecured cash for public servants.

The Civil Servants Go Unsecured Loan gives public sector workers up to $5,000,000.00 in unsecured financing at a 14.5% interest rate. Repay over as much as 6 years with just a 5% share requirement.

Apply now See the details
Confident public sector professional
Civil Servants Go Unsecured Loan
An unsecured loan built for civil servants
Up to $5 Million
Maximum loan amount
Up to 6 years
To repay
14.5%
Interest rate
5% Shares
Share requirement
For civil servants

Financing that fits your paycheque

As a public sector worker, your steady income is your strength. This unsecured loan turns that stability into accessible credit, without the need for collateral.

1

No collateral required

Your loan is approved on the strength of your salary, not assets you pledge.

2

Salary-based repayment

Repay conveniently through salary deduction or standing order.

3

Quick decisions

A streamlined process gets you an answer without long delays.

4

Competitive terms

Enjoy member rates and terms designed to keep repayments manageable.

At a glance

Requirements and key facts

General loan requirements

Job Letter
Proof of address (not older than 3 months)
Last three (3) months’ payslips
Verification of purpose
ID (Passport, Driver’s Licence or National ID)
Taxpayer’s Registration Number (TRN)
Credit Union passbook

Key facts

5% share requirement
Maximum amount $5,000,000.00
Up to 6 years to repay
Interest Rate 14.5%

Disclaimer: The terms and conditions of the products are subject to change from time to time. Please confirm the current terms and conditions with a Member Service Representative.

Getting started

Apply in three steps

01

Talk to a credit officer

Meet a credit officer to discuss the amount you need and the right loan for your goal.

02

Submit your documents

Provide your ID, TRN, proof of income and any required supporting documents.

03

Get approved & disbursed

Once approved, your funds are disbursed and repayment begins on an agreed schedule.

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Cash without the collateral

Salary-deducted repayments and no collateral required, borrow with the peace of mind that comes with membership.

Apply now →Call 876.962.0401
Civil Servants Go Unsecured LoanUnsecured financing for civil servants
See detailsApply now →
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Manchester Co-operative
Credit Union (1977) Ltd.

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