Financing that fits your paycheque
As a public sector worker, your steady income is your strength. This unsecured loan turns that stability into accessible credit, without the need for collateral.
No collateral required
Your loan is approved on the strength of your salary, not assets you pledge.
Salary-based repayment
Repay conveniently through salary deduction or standing order.
Quick decisions
A streamlined process gets you an answer without long delays.
Competitive terms
Enjoy member rates and terms designed to keep repayments manageable.
Requirements and key facts
General loan requirements
Key facts
Disclaimer: The terms and conditions of the products are subject to change from time to time. Please confirm the current terms and conditions with a Member Service Representative.
Apply in three steps
Talk to a credit officer
Meet a credit officer to discuss the amount you need and the right loan for your goal.
Submit your documents
Provide your ID, TRN, proof of income and any required supporting documents.
Get approved & disbursed
Once approved, your funds are disbursed and repayment begins on an agreed schedule.
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Salary-deducted repayments and no collateral required, borrow with the peace of mind that comes with membership.

