Manchester Co-operative Credit Union (1977) Limited’s COVID-19 Response Learn More

Moni-Tree Line of Credit

Now you can have ongoing access to credit in a timely, hassle-free and affordable way. With the Moni-Tree Line of Credit you gain easy access to credit without the need to make multiple loan applications.

This is how it works!!

Get up to 4 times the amount pledged as security.

Pledge your available funds or the equity from your Motor Vehicle or Property as collateral.

A Credit Limit will be established for you.

Once your loan is approved, you can access the funds using your Access Plus ATM Card or by making a withdrawal at any of our branches.

Repay your loan by making regular monthly payments.

Enjoy continuous access to funds that fall within your credit limit.

Conditions Apply

General loan requirements:
  • Job Letter
  • Last three (3) month’s payslips
  • Financial Statements (self-employed individuals)
  • Verification of purpose
  • Id (Passport, Driver’s Licence or National ID)
  • Taxpayer’s Registration Number (TRN)
  • Credit Union passbook
Disclaimer: The terms and conditions of the products are subject to change from time to time. Please confirm the current terms and conditions with a Member Service Representative.