Built-in peace of mind
One of the quiet advantages of credit union membership: eligible loans and savings carry protection automatically, so your family is shielded from the unexpected at no extra charge.
Loan protection
In the event of death or covered disability, eligible loan balances are protected up to a maximum of $1.2 Million.
Life savings insurance
Your eligible savings are insured up to an additional $200,000, subject to plan terms.
No extra premium
This coverage is provided to eligible members at no additional cost.
Automatic for members
There’s nothing to sign up for. It comes with eligible membership.
What this plan offers
Features & benefits
Good to know
Disclaimer: The terms and conditions of the products are subject to change from time to time. Please confirm the current terms and conditions with a Member Service Representative.
Get covered in three steps
Become a member
Open your membership with a valid ID, your TRN and proof of address at any MCCU branch.
Speak to a representative
A Member Service Representative will walk you through the plan and confirm your eligibility.
Enrol & stay covered
Complete your enrolment and keep your premium current to stay protected.
Other ways to stay protected
View all insurance →Protection that comes with membership
Built-in cover that settles an outstanding loan balance in the event of death or disability, sparing your family the burden.

