Certainty for your lump sum
When you have a sum you will not need for a while, a Fixed Deposit turns it into guaranteed growth, with a rate locked in from day one.
Choose your term
Select a fixed period of 30, 90, 180 or 365 days to match when you will need the funds.
Lock in your rate
Your rate is agreed at the start, so your return is certain.
Earn more
Fixed deposits reward you with higher returns than everyday accounts.
Renew or collect
At maturity, roll it over for continued growth or collect your funds.
What this account offers
Features & benefits
Good to know
Disclaimer: The terms and conditions of the products are subject to change from time to time. Please confirm the current terms and conditions with a Member Service Representative. Conditions apply.
Open your account in three steps
Become a member
Open your membership with your ID, TRN and proof of address at any MCCU branch.
Set your term
Choose your deposit amount and term with a Member Service Representative.
Grow & renew
Earn your guaranteed return and renew or collect at maturity.
Other Saving Options
View all savings →Voluntary Share Account
Flexible everyday savings you can add to and withdraw as you need.
Learn more →Golden Harvest Savings Plan
A goal-based plan that helps you reap a rewarding harvest.
Learn more →Partner Plus Plan
A modern partner plan that pays you a bonus at the end.
Learn more →Put your lump sum to work
Become a member and start saving with the credit union that puts you first.
