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Manchester Co-operative
Credit Union (1977) Ltd.
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Home/Savings/Golden Harvest Savings Plan
Savings · Golden Harvest Savings Plan

Sow a little now, reap a harvest.

The Golden Harvest Savings Plan helps you reach a specific financial goal with fixed monthly deposits over a period of 1 to 10 years, and collect a rewarding lump sum when your plan matures.

1 to 10 years
Your saving period
Fixed monthly
Deposits toward your goal
Insured
Death or disability benefit
Plant your plan See the details
Family celebrating reaching a savings goal at home
Reap a harvest
A rewarding payout at maturity
Goal-based
Save toward a specific goal
Fixed monthly
Deposits over 1 to 10 years
Insurance benefit
On death or disability
Save with purpose

For the goals you can see coming

Set the amount you want and a period from 1 to 10 years, then make fixed monthly deposits toward your goal. When your plan matures, you collect a rewarding lump sum.

1

Set your goal

Choose your target amount and a saving period from 1 to 10 years.

2

Deposit monthly

Make fixed monthly deposits, and add an optional lump sum to start.

3

Stay protected

An insurance benefit covers death or total and permanent disability before the period ends.

4

Reap your harvest

When your plan matures, collect your goal amount as a lump sum.

At a glance

What this account offers

Features & benefits

Fixed monthly deposits toward a specific goal
Saving period of 1 to 10 years
Optional initial lump sum deposit
Competitive interest rate fixed for the period
Insurance benefit on death or total and permanent disability

Good to know

Enroll up to age 65
Insurance coverage continues up to age 70
You must be a member to open a plan
Conditions apply. Confirm current terms with an MSR

Disclaimer: The terms and conditions of the products are subject to change from time to time. Please confirm the current terms and conditions with a Member Service Representative. Conditions apply.

Getting started

Open your account in three steps

01

Become a member

Open your membership with your ID, TRN and proof of address at any MCCU branch.

02

Choose your harvest

Set your goal, maturity date and contribution with a Member Service Representative.

03

Save & reap

Keep to your plan and collect your lump sum when it matures.

Other Saving Options

View all savings →
Bonus

Partner Plus Plan

A modern partner plan that pays you a bonus at the end.

Learn more →
Growth

Fixed Deposit

Lock away a lump sum for a fixed term and earn a guaranteed higher return.

Learn more →
Youth

Treasure Chest Youth Savings

Start the children saving early and build strong money habits.

Learn more →

Save toward your harvest

Become a member and start saving with the credit union that puts you first.

Plant your plan →Call 876.962.0401
Golden Harvest Savings PlanGoal-based saving with a rewarding payout
See detailsPlant your plan →
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Manchester Co-operative
Credit Union (1977) Ltd.

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Get in touch
876.962.0401Mandeville & Christiana, Manchester
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876-920-7447 / 876-906-5362
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Shop 22, Sagicor Commercial Centre, Howard Cooke Blvd, Montego Bay, St. James, Jamaica W.I.
876-979-6516
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