For the goals you can see coming
Set the amount you want and a period from 1 to 10 years, then make fixed monthly deposits toward your goal. When your plan matures, you collect a rewarding lump sum.
Set your goal
Choose your target amount and a saving period from 1 to 10 years.
Deposit monthly
Make fixed monthly deposits, and add an optional lump sum to start.
Stay protected
An insurance benefit covers death or total and permanent disability before the period ends.
Reap your harvest
When your plan matures, collect your goal amount as a lump sum.
What this account offers
Features & benefits
Good to know
Disclaimer: The terms and conditions of the products are subject to change from time to time. Please confirm the current terms and conditions with a Member Service Representative. Conditions apply.
Open your account in three steps
Become a member
Open your membership with your ID, TRN and proof of address at any MCCU branch.
Choose your harvest
Set your goal, maturity date and contribution with a Member Service Representative.
Save & reap
Keep to your plan and collect your lump sum when it matures.
Other Saving Options
View all savings →Partner Plus Plan
A modern partner plan that pays you a bonus at the end.
Learn more →Fixed Deposit
Lock away a lump sum for a fixed term and earn a guaranteed higher return.
Learn more →Treasure Chest Youth Savings
Start the children saving early and build strong money habits.
Learn more →Save toward your harvest
Become a member and start saving with the credit union that puts you first.

