Great money habits, started early.

The Treasure Chest Youth Savings account helps children and young people start saving from an early age. It is a fun, encouraging way to build lifelong money habits.

Under 16

Young savers

From $200

Minimum balance

Twice a year

Interest credited

Open for your child See the details

Colorful piggy bank beside a treasure chest of gold coins in a sunny Caribbean home

Treasure Chest Youth Savings

Savings that grow with your child

Start young

For children under 16

Earn interest

Paid twice a year

Own passbook

For every young saver

Safe & secure

Held with your credit union

For young savers

A head start on saving

Children who learn to save early carry the habit for life. Treasure Chest makes it simple and rewarding for the whole family to nurture a young saver.

Open with a little

Start with a minimum balance of $200 for ages 0 to 9, or $500 for ages 10 to 15.

Earn interest

Interest accrues monthly and is credited to the account twice a year.

Get a passbook

Every young saver receives their own passbook to follow their savings.

Aim higher

Savers stand a chance of bursaries for high school and the Sydney Carter Scholarship for university in Jamaica.

At a glance

What this account offers

Features & benefits

For children under the age of 16

Minimum balance of $200 for ages 0 to 9

Minimum balance of $500 for ages 10 to 15

Interest accrues monthly, credited twice a year

Every saver receives their own passbook

Good to know

Open with the child’s Birth Certificate

Parent’s ID

Parent’s TRN

Parent’s Proof of Income

Parent’s Proof of Address

Plus the child’s Passport, School ID, or a JP-signed photo

Bursary and Sydney Carter Scholarship chances apply

Conditions apply. Confirm current terms with an MSR

Disclaimer: The terms and conditions of the products are subject to change from time to time. Please confirm the current terms and conditions with a Member Service Representative. Conditions apply.

Getting started

Open your account in three steps

Visit a branch

Parent should carry their ID, TRN, proof of income and proof of address along with the child’s Birth Certificate and one of the following ID types: the child’s Passport, School ID, or a JP-signed photo, plus the amount to start.