A sure and simple way to grow
Sure Gain sits between everyday savings and a fixed deposit, earning interest on your balance while keeping your funds accessible when you need them.
Competitive interest
Earn competitive interest on your savings, credited semi-annually.
Easy access
Easy access to your savings for day-to-day expenses.
Access Plus card
Access your account anytime with an Access Plus Debit Mastercard.
Low minimum balance
Get started and keep your account active with a minimum balance of $500.00.
Disclaimer: The terms and conditions of the products are subject to change from time to time. Please confirm the current terms and conditions with a Member Service Representative.
Open your account in three steps
Become a member
Open your membership with a valid ID, your TRN and proof of address at any MCCU branch.
Open the account
Ask a Member Service Representative to set up this account and make your opening deposit.
Save & grow
Add to it on your own schedule, at the branch, by standing order or through online banking.
Other Saving Options
View all savings →Voluntary Share Account
Flexible everyday savings you can add to and withdraw as you need.
Learn more →Fixed Deposit
Lock away a lump sum for a fixed term and earn a guaranteed higher return.
Learn more →Golden Harvest Savings Plan
A goal-based plan that helps you reap a rewarding harvest.
Learn more →Grow your money, surely
Become a member and start saving with the credit union that puts you first.

